STATE PRESET NVDA • $135 New York (NY)

Nvidia RSU Taxes in New York (2026)

2026 RSU tax estimate for Nvidia employees living in New York. Compares default brokerage withholding (11.70% state + 22% federal) against actual marginal tax brackets.

Preset Loaded: Nvidia (NVDA) • 4-year initial grant (25% Year 1 cliff, then 6.25% quarterly); annual focal grants vest 6.25% quarterly with no cliff
Brokerage: E*TRADE by Morgan Stanley / Charles Schwab
Vest & Comp Inputs2026 RATES
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Tax Filing Status
IRC § 3402(g) GAPEstimated April Tax Shortfall
$15,447

Your employer's brokerage will automatically sell shares at flat statutory rates (36.05% combined), leaving a $15,447 unpaid tax gap when your W-2 is filed in April.

Incremental Shares to Sell115 SHARES Liquidate manually upon vest to cover estimated federal & state gap
Net Shares Kept After Full Tax652 / 1200 Retained value: $88,020
Total Gross Vest$162,0001200 shares @ $135/share
Brokerage Sell-to-Cover$58,401433 shares liquidated automatically (36.05%)
True Federal Liability$52,796 Marginal 35.00% bracket on total comp $362,000
State Tax (NY)$17,245 Statutory withheld: $18,954 (11.70%)
2026 FICA Withholding$3,807 SS ($184.5k cap): $0 • Med: $3,807
Actual True Total Tax$73,848 Effective true tax rate: 45.59%

2026 Nvidia Compensation Benchmarks in New York

Below is the 2026 tax withholding and April shortfall breakdown across sample Nvidia engineering levels for a Single filer in New York (at a reference share price of $135/share via E*TRADE by Morgan Stanley / Charles Schwab):

Nvidia (NVDA) in New York (NY) — 2026 Withholding vs. Actual Tax by Level
Level & Role Base + Annual Vest NY + Fed Withheld True Total Tax Net April Shortfall Extra Shares to Sell
IC3
Senior System Software Engineer
$185,000 base
+$108,000 (800 sh)
$38,799 $45,974 $7,175 54 shares
IC4
Staff Software Engineer
$215,000 base
+$216,000 (1600 sh)
$77,868 $101,586 $23,718 176 shares
IC5
Principal Engineer
$250,000 base
+$472,500 (3500 sh)
$170,336 $227,511 $57,174 424 shares

New York Supplemental Tax Regulations for Nvidia RSUs

New York State Department of Taxation and Finance prescribes an 11.70% statutory supplemental withholding rate (plus up to 4.25% for New York City residents if local withholding is configured). For NYC tech workers, combined NYS marginal rates (6.85% to 10.90%) and NYC resident income tax (3.876%) create a combined marginal burden of 10.73% to 14.78%, frequently resulting in municipal and state shortfalls.

New York Bracket Architecture: Progressive state brackets up to 10.9% (6.85% for $215,400–$1,077,550; 9.65% up to $5M), plus 3.078%–3.876% New York City local resident income tax.

New York Safe Harbor & Estimated Tax Vouchers (NYS Form IT-2105 (Estimated Income Tax Payment Voucher))

Requires quarterly Form IT-2105 vouchers if New York tax owed after withholding exceeds $300. High-income filers (NY AGI > $150,000) must remit 110% of prior-year NY/NYC tax or 90% of current-year liability.

Multi-State Relocation & Nonresident Sourcing Rules in New York

Under 20 NYCRR § 132.24 and NYS Technical Memorandum TSB-M-07(7)I, New York allocates RSU income for nonresidents and part-year residents based on the ratio of New York workdays to total workdays during the "grant-to-vest" measurement period, strictly enforcing the "convenience of the employer" rule for remote workers assigned to a Manhattan office.

Employer Stock Plan Specifics: Nvidia (E*TRADE by Morgan Stanley / Charles Schwab)

Due to Nvidia’s multi-year stock appreciation and split-adjusted share counts, unvested initial grants and annual focal refreshers routinely generate large quarterly vest valuations. Under IRC § 3402(g), your brokerage withholds only 22% federal tax on the first $1,000,000 of supplemental wages each calendar year, before jumping to 37% on every dollar above $1,000,000. That leaves the first $1,000,000 of NVDA vests underwithheld by up to $150,000 federally.

Withholding Election Guidance: Nvidia employees should review their supplemental withholding elections in E*TRADE / Schwab or via Nvidia Payroll prior to the March, June, September, and December vest dates. Even if your annual vests exceed $1,000,000 and trigger the mandatory 37% tier on the excess, the initial $1,000,000 tranche still creates an ~13%–15% federal gap (and a ~3.1% California gap above the 10.23% flat rate) unless you make quarterly estimated payments.

2026 Statutory Parameters Quick Reference

2026 Federal & New York Statutory RSU Tax Parameters (NVDA)
Statutory Parameter 2026 Rate / Rule
Federal Supplemental Withholding Rate 22.00% (≤ $1M) • 37.00% (> $1M)
New York Supplemental Withholding 11.70%
New York Top Marginal Tax Bracket 10.90%
New York Estimated Tax Voucher NYS Form IT-2105 (Estimated Income Tax Payment Voucher)
2026 Social Security Limit $184,500 (6.2% FICA Cap)
Medicare & Additional Medicare 1.45% Uncapped + 0.9% over $200k/$250k
Nvidia Stock Plan Brokerage E*TRADE by Morgan Stanley / Charles Schwab

Other States for Nvidia (NVDA)